• Ensure that the paper work and title documentation are in order. Consult your lawyer or a friend knowledgeable in this area. 

• Bear in mind factors like approach roads, upcoming structures in the area and the availability of all basic amenities. 

The following are the necessary provisions for purchasing a New Flat or Apartment
 

Legal:
 

Check for proper Development Agreements and the authority for conveyance of title in favour of builder / promoter.

Check if occupancy certificate has been issued by the municipality authority with the approved of Building Plan.

Obtain a clear and marketable title of the project.

Ensure execution of proper sale agreements on your initial payments.

See the sanctioned plan.

Register the property.

Verify plinth area of the apartment.

Check carpet area of the apartment and find out if the difference between plinth area and carpet area is reasonable.

Ask for completion Certificate.
 

Ensure whether reputed financial companies approve the project. This will help you to get financial loans.

Has your builder / promoter acquired the approvals from Municipal Corporation, Area Development Authorities, Electricity Boards, Water Supply & Sewerage Boards , Airport Area Authorities? Ask for adequate proof of this, by way of authorized documentation.
 

Amenities:

Verify whether specifications as assured by the builder has been delivered, including quality of construction and availability of drinking water.
 

The following are the necessary provisions for buying a house from a Second Owner:

Legal:
 

Title deeds of the vendor of the property.

Previous title deeds covering a period of 13 years.

Encumbrance certificate for the past 13 years.

Upto-date tax paid receipts.

Valuation of the property from a registered valuer.

Sanctioned plan.

Check if the flat / apartment is free from tenancy.

Register the property.

Become the member of the society in the next AGM so to entitle rights of Society Members. 
 

Approvals:

Make sure that you receive the share certificates of ownership after the AGM. (This is an important document for your Loan Processing)

From City Corporation, Area Development Authorities, Electricity Boards, Water Supply & Sewerage Boards. 
 

Amenities:

Check for the condition of the building and the future life expectancy.

Availability of drinking water
 

The following are the common provisions, which can be referred under Purchase of property through Second owner or new property:
 

Check for proper approach roads.

Ensure secured electricity connections.

Are water connections present and functional?

Ensure that well laid out drainage, sewerage and garbage disposal arrangements have been made.

Pollution due to industries etc in the area.

Check for developmental activities of the area.

Public transport facilities in the area.

Check for educational institutions, hospitals, shopping avenues nearby, green belts & rainwater drainage.

Check for natural lighting, ventilation, water connection & sanitary connection.

Check for anti social or criminal activities.

Check for garbage dumping and cleanliness of the locality.